Accidents are overwhelming, no matter if it’s your first or your fifth. Not only are they stressful and scary, but it can be difficult to know what to do after. Many people find themselves wondering if they should be filing a lawsuit to get coverage for the damages and medical bills that are now mounting. But how do you know if you even have a case? Here are a few ways that you can find out.

File a report

In Kentucky, you must file a report with the state police if the damages to your vehicle are more than $500 or if there was an injury or death involved. Especially if you are looking to take legal action, you should file this report.

Know the threshold

Kentucky deals with car accidents on a no-fault system. This means that the first line of action is for both parties to use their own insurance to cover damages. Typically, drivers cannot sue if there are only minor damages. However, there is a threshold above which you can seek legal action. If your accident ends in one or more of these situations, you may be able to sue:

  • $1,000 or more in medical expenses
  • A broken bone
  • Permanent disfigurement
  • Permanent injury
  • Death

Talk to a lawyer

One of the best ways to know if you have grounds for a case is to talk to a personal injury attorney as soon as possible. Find someone who knows the Kentucky legal system to get a better idea of how your situation could translate into court.

What if I am partially at fault?

If your accident ends in you having one of the qualifying results, even if you made a mistake that contributed to the accident, you may still be able to take legal action and seek compensation.

It can be difficult to determine if you have grounds for a lawsuit on your own, but that’s why it’s so important to take careful steps after your accident and consult a professional.