After an accident, you may hear the term “negligence” often from insurance company employees. They may focus on getting to the bottom of why the crash happened, who caused it, and if there were contributing factors.

In some instances, there is no finding of negligence, but in others, there is. What does this mean, and why is it important? Find out more about the significance of negligence in a car accident claim.

Negligence led to the crash

When drivers take to the road, there is a mountain of responsibility on their shoulders. There is a fundamental duty to do everything possible to ensure the safety of others. When drivers do not do this and act in direct contrast to that duty, they are negligent. Common examples of negligence include:

  • Excessive speed, especially in highly populated areas
  • Using a smartphone while driving
  • Ignoring stop signs and red lights
  • Weaving in and out of traffic

The crash led to the injury

Negligent drivers often cause crashes. In some cases, all parties involved walk away free of injury. However, there are other crashes where someone on the receiving end of an impact suffers serious and life-changing injuries. If an investigation finds a negligent driver responsible for an injury accident, the hurt party may file a personal injury lawsuit. For example, if you wind up needing surgery for internal damages caused by the impact of a reckless driver, you may have a copious amount of medical bills. A personal injury suit may result in you getting compensation for those bills and the paychecks you lost during recovery.

Proving the other driver was negligent falls to the injured party in a personal injury claim. If you successfully make this case, you stand a fair chance of getting some kind of reimbursement for your injuries.